Make every dollar count with
Connect all your accounts in one place, track spending with precision, and let AI insights guide your journey.
Connect all your accounts in one place, track spending with precision, and let AI insights guide your journey.
Take control of your finances with features designed to simplify, track, and optimize every dollar you earn and spend.
1
Link all your accounts for a complete financial picture. Stay organized and make smarter decisions effortlessly.
2
Monitor your expenses and let AI insights guide you to cut costs and optimize spending.
3
Get a clear picture of your income and expenses. Plan ahead to avoid deficits and achieve financial stability.
4
Manage subscriptions and bills in one place. Get reminders, cancel wasteful payments, and stay in control.
5
Create and track budgets effortlessly. Set limits, see progress, and take charge of your finances without hassle.
Download the app and start your journey with a free 14-day trial. No credit card, no commitment—just smarter money management.
Over 35% of Canadians struggle to cover everyday expenses, and 26% can’t handle an unexpected $500 cost. Managing finances shouldn’t feel impossible.
Peniwyse puts you in control—track spending, manage payments, and plan ahead with ease. Make every penny count, reduce stress, and focus on what matters most.
Our unique approach is built around four key principles inspired by the Self-Determination Theory (SDT) to help you take control of your money in a way that feels right for you.
1
You're in charge. We provide the tools to make financial decisions that align with your goals and values, giving you the freedom to shape your future your way.
2
Feel capable and assured in managing your finances with the clear insights and guidance we provide.
3
Managing money doesn’t have to be overwhelming. We make money management easy and stress-free, so you can focus on what truly matters.
4
Every step forward counts. We celebrate your wins—big or small—and encourages steady progress toward your financial goals, making growth sustainable and rewarding.
Peniwyse is a smart personal finance app designed to help you take control of your money. From tracking spending and managing recurring payments to setting budgets and understanding cash flow, Peniwyse makes managing your finances simple and effortless.
Account aggregation connects all your bank accounts, credit cards, and expenses in one place. It gives you a complete view of your finances, so you can manage everything seamlessly and stay organized.
Peniwyse's AI analyzes your spending habits and provides actionable recommendations to help you cut unnecessary costs, stay on track with your budget, and save smarter.
Yes! Peniwyse offers cash flow analysis tools that forecast your income and expenses based on previous transactions. This helps you plan ahead, avoid deficits, and stay financially secure.
Peniwyse detects recurring payments like subscriptions and bills, tracks their due dates, and sends you reminders. It also helps you cancel possible unused services to save money effortlessly.
With Peniwyse, setting up a budget is fast and easy. You can create spending limits for specific categories, track your progress, and make adjustments—all in just a few taps.
Absolutely. Peniwyse uses bank-level encryption and advanced security protocols to keep your data safe. Your privacy and security are always our top priorities.
Peniwyse offers a free version with core features. For advanced tools like AI insights and detailed cash flow analysis, you can upgrade to a premium plan. No hidden fees, ever.
Save Smarter, Spend Better, and Grow Your Future
